Public savings banks and cooperative banking associations. These local banks focus on small and medium-sized businesses and local investment. Although they have nationwide branding, each regional bank operates as its own separate entity. The biggest public savings banks in Germany are: Sparkasse; Volksbank; Opening a bank account in Germany
This is good if you don't do a lot of banking, but if you pay with your card, send money via Überweisung or Lastschrift, and all other sorts of stuff, those charges quickly add up. I currently pay ~10€/month at Sparkasse München for an all inclusive account. If i used one of the "cheaper" account versions, i would probably pay a lot more.
I sent an international wire transfer, from my own bank account in Germany to my bank account in Central America. I had done this before, and there had been no issues, but in this case, even though all the information was correct, the bank rejected the wire because it was above $10K, and in that case, the bank needs written proof from the owner
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At least in Sparkasse. : r/germany. •. by neilyaaa. Banking services and problems are a joke here. At least in Sparkasse. I don't really know if this is a Germany problem or simply a Sparkasse problem, but I recently changed my phone and tried Online banking from my new phone. Appearantly, Sparkasse will send me a new QR code, ONLY by post
1 day ago · If your lender allows you to borrow up to 80% of your equity, you could borrow as much as $20,000. $300,000 (mortgage) + $20,000 (home equity loan) = $320,000. $320,000 / $400,000 = 80% CLTV
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